Get An Offer Today, Sell In A Matter Of Days
Are you actually buying my house — or listing it, or flipping the contract?
We’re the buyer. We purchase Philadelphia houses directly, with our own funds — we don’t list your property and we don’t sign a contract just to assign it to someone else. That distinction is regulated here: Philadelphia requires anyone in the business of contract-flipping to hold a city Residential Property Wholesaler License, and Pennsylvania law now requires a wholesale contract to disclose itself and give you a cancellation right. Ask any buyer this question point-blank — here’s how to check out anyone who contacts you, including us.
How do you decide what to offer?
We start from what your house would sell for fully renovated on your specific block — not a ZIP-code average, which in Philadelphia can be off by six figures — then subtract the real cost of getting it there and our costs to carry and resell it. What’s left is the offer, and we’ll walk you through every line of it. The full math is here.
Do you pay fair prices?
Our offers are below full retail — that’s the honest answer, and any cash buyer who tells you otherwise is selling something. In exchange you skip repairs, showings, commissions, months of carrying costs, and the risk of a buyer’s mortgage falling through a week before settlement. Whether that trade is worth it depends on your house and your timeline; here’s a straight comparison against listing with an agent.
Are there any fees, commissions, or closing costs?
No commissions and no fees to us, ever — and we typically cover the standard seller-side closing costs specified in our agreement. One thing we’ll always be straight about: any mortgage balance, liens, or unpaid taxes on the property are still paid from the sale proceeds at closing, exactly as they would be in any sale, in Philadelphia or anywhere else.
How fast can you close?
On a clean title, often in as little as two to three weeks. What actually sets the pace in Philadelphia isn’t us — it’s title work: the title company’s lien and judgment search, your lender’s payoff letter, and, on inherited properties, whether the estate has authority to sell yet. There’s no lender financing contingency in our purchase, which removes the single biggest cause of blown closing dates in a traditional sale. If you need months instead of weeks, you pick the date and we’ll wait.
Do I need to clean up or make repairs first?
No — as-is means exactly that. Original wiring, a roof past its life, a basement full of forty years of belongings: bring none of it up to standard and take only what you want to keep. We handle cleanout after closing. You don’t need to get a single contractor estimate before talking to us.
What kinds of situations do you help with?
Foreclosure at every stage, inherited and probate properties, tangled titles, tenant-occupied rentals, vacant houses, fire and water damage, code violations, divorce, relocation, and houses that simply need more work than anyone wants to fund. Most of these have their own detailed guide on this site — use the menu or search, or just call and describe your situation.
The deed is still in a deceased relative’s name. Can I sell?
Very often yes, but not until the paperwork catches up — Philadelphia has thousands of homes where the person living in the house isn’t the owner on record. Depending on the situation that means opening the estate with the Register of Wills or clearing a tangled title, and free help exists for qualifying families. We work through this with sellers routinely and can tell you what your specific path to closing looks like.
Will I owe taxes when I sell in Philadelphia?
Three separate things, commonly confused. First, Philadelphia’s realty transfer tax — 4.578% of the price in total (3.578% city + 1% Pennsylvania) — is paid at closing; who pays which share is spelled out in the agreement of sale. Second, capital gains: many owner-occupants owe nothing on a primary residence because of the federal exclusion, but it depends on your numbers. Third, if you inherited the property, Pennsylvania inheritance tax is its own subject with its own deadline. This is general information, not tax advice — a tax professional can confirm your specifics.
I have tenants. Can I still sell?
Yes — in Pennsylvania the lease survives the sale, so you don’t have to evict anyone or wait out a lease to sell. We buy tenant-occupied Philadelphia properties regularly, current or behind on rent, and take over the landlord relationship at closing, lawfully.
I don’t live in Philadelphia anymore. Do I have to come back to close?
No. Pennsylvania permits remote online notarization, and mail-away closings with a mobile notary are routine — out-of-state heirs sell Philadelphia houses without setting foot here all the time. The title company coordinates the signing wherever you are.
Where do you buy?
All of Philadelphia — every neighborhood, rowhome to twin to small multi-unit — plus Delaware, Montgomery, and Bucks Counties. If you’re not sure your property fits, the answer is almost always to just ask.
Is there any obligation if I request an offer?
None. An offer from us is free information: a real number for the “sell it as-is” column that you can weigh against renovating, renting, or listing. Plenty of people get our number, think on it, and call back months later — that’s fine with us.
Still have a question we didn’t answer? Call or text (215) 515-7799 — or request your free cash offer and ask it on the same call.